Review all applicable fees and charges in the lender’s disclosures
New & Used Vehicles
Explore financing for dealership or private-party purchases.
Auto Loan
Financing Options
Auto Loan
Shopping for a new or used vehicle? Whether you’re buying a car, truck, or SUV from a dealership or a private seller, auto financing may help you get on the road. EightOrax Finance can help you explore available options through potential lending partners.
We help you explore auto loan options. Eligibility, down payment requirements, and approval decisions depend on the lender, the vehicle, and the specific loan product.
An auto loan is typically secured by the vehicle you purchase. Your rate and terms may depend on factors such as your credit history, income, down payment, loan term, and the vehicle’s age, mileage, and value.
If you already have an auto loan, refinancing may change your interest rate or monthly payment, depending on the lender’s terms. Compare the APR, total cost, and loan length of any offer before you decide, since a longer term can lower your monthly payment but increase the total amount you pay.
Auto Refinance
Explore options to refinance an existing auto loan, where available.
Auto Loan Eligibility
EightOrax Finance can help you explore financing for your next vehicle. Here is what lenders typically ask for and what to expect.
What You’ll Need
- You are 18 or older (minimum age may vary by state and lender)
- You can provide the identification and documentation required by the lender, such as a valid driver’s license, proof of income, and proof of insurance
What to Expect
- Rates vary by lender and applicant qualifications
- Application review timelines vary by lender
- Documentation requirements vary by lender
- Eligibility requirements vary, and some lenders may consider applicants with different credit histories
Before You Accept a Loan
How EightOrax Finance helps you make an informed decision.
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Review the repayment terms and costs before accepting a loan
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Personal assistance throughout the application process
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Available APRs vary by lender, loan product, and applicant qualifications
Explore Auto Loan Options
EightOrax Finance is a loan brokerage, not a lender. Financing options, eligibility, rates, fees, and terms are determined by the applicable lending partner.
